Canadian Dental Care Plan Near You
At Cedarbrae Family Dental, we believe that everyone should have access to inexpensive dental care. That’s why we’re excited to offer the Canadian Dental Care Plan (CDCP) to help make dental services more affordable for our patients. Whether you’re in need of a routine check-up, a filling, or more advanced treatments, the Canadian dental care plan in SW Calgary is designed to help you keep your smile healthy without the worry of high costs.
What is the Canada Dental Care Plan?
The Canada Dental Care Plan (CDCP) is a government program created to help Canadians pay for dental care. The program covers essential services, including checkups, cleanings, fillings, and others, to enable families to preserve their oral health within their budget. The goal is to provide dental services that should be reasonable for everyone, regardless of their income status.
Who is Eligible for the Canadian Dental Care Plan (CDCP)?
The CDCP is available to certain groups of Canadians. Right now, these individuals can apply:
- Seniors 65 and older
- Children under 18 years old
- Adults with a valid federal Disability Tax Credit certificate for 2023
To qualify, you must meet these conditions:
- You don’t have other dental insurance.
- Your adjusted family net income is under $90,000.
- You’re a Canadian resident for tax purposes.
- You’ve filed your tax return for the previous year.
It’s important to meet all these conditions to be eligible for the CDCP.
What if I Already Have Dental Coverage?
If you already have dental coverage through another government program (provincial, territorial, or federal), you may still qualify for the CDCP. Your current coverage will work together with the CDCP, ensuring you have complete dental care without any gaps.
How Much Does the Canada Dental Care Plan Cover?
You may need to pay a co-payment depending on your family’s adjusted net income. A co-payment is the portion of the dental care costs that the Canada Dental Care Plan (CDCP) doesn’t cover, which you’ll need to pay directly to your dentist in SW Calgary. The amount you pay depends on your family’s income.
Here’s how the co-payment works:
If your adjusted family net income is:
- Less than $70,000: The CDCP covers 100% of eligible dental care costs at the established fees. You won’t have to pay anything for those services, but be aware that there may be additional charges (explained below).
- Between $70,000 and $79,999: The CDCP covers 60% of eligible dental care costs at the established fees. You’ll be responsible for paying 40% of the fees, but additional charges might apply.
- Between $80,000 and $89,999: The CDCP covers 40% of eligible dental care costs at the established fees. You’ll need to pay 60% of the fees, plus possible additional charges.
Additional Charges:
Keep in mind that the fees covered by the CDCP may not match what your dentist charges. You could be asked to pay extra if:
- The cost of your treatment is higher than what the CDCP reimburses.
- You choose treatments that aren’t covered by the CDCP.
Before getting any dental care, it’s always a good idea to ask your dentist about any costs that won’t be covered by the CDCP. Make sure you understand what you’ll need to pay out of pocket before you proceed with any treatment.
How to Apply for the Canada Dental Care Plan?
Wondering how to apply for the Canadian Dental Care Plan (CDCP)? It’s simple! The only thing required of you is to forward your application to Health Canada. If your application has been approved, you will receive your welcome kit from Sun Life within three months of the application completion. Everything you want to know about your coverage, your benefit start date, and your certificate of membership will be enclosed in this package.
At Cedarbrae Family Dental, we’re here to make the application process easier for you. If you have any questions or need help understanding how to use your CDCP benefits for dental care, just give us a call. Our friendly team is happy to assist you every step of the way!
Benefits of the Canadian Dental Plan at Cedarbrae Family Dental
- Save Money: The CDCP makes dental care more reasonable, so you get quality care without worrying about high costs.
- Prevent Future Issues: Regular visits to the dentist help detect dental problems early, preventing bigger and more expensive issues later on.
- Expert Care: Our team of experienced dentists uses the latest techniques to provide you with optimal oral care.
- Personalized Care: We know everyone’s dental needs are different, so we create treatment plans that are tailored to you.
- No Surprises: With the CDCP, you’ll always know what to expect regarding costs and treatments. There are no hidden fees or surprise charges.
What Dental Services Does the CDCP Cover?
The Canada dental program covers a wide range of dental services to help improve and maintain your oral health. These include:
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Preventive care
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Diagnostic services
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Restorative services
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Endodontic services
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Prosthodontic services
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Periodontal services
Some treatments may require pre-approval, and coverage can vary depending on your specific situation.
Ready to Join The Canadian Dental Care Plan?
At Cedarbrae Family Dental, your trusted dental clinic in SW Calgary, we’re committed to offering you quality dental care at an inexpensive price. Don’t wait until dental problems become big ones! With the CDCP, you’ll receive comprehensive care that keeps your smile healthy all year long.
Contact us today to learn more about the CDCP and how it can help you. Our friendly team is here to answer all your questions and help you schedule your first appointment. Join Cedarbrae Family Dental’s Canadian Dental Care Plan today and take the first step toward a healthier smile!
FAQ’s
Are there government dental plans for seniors in Canada?
Yes! The Canadian Dental Care Plan (CDCP) is a federal program that pays for the dental care needs of elderly Canadians. CDCP is for people who are 65 years and above, this is the plan that can assist you in covering for the necessary dental service costs. This makes the CDCP for seniors a great option for maintaining your oral health without worrying about high costs.
Are root canal treatments covered under the CDCP?
Yes, root canal treatments are covered under the CDCP, as long as they are deemed necessary and meet the plan’s guidelines. However, it’s always a good idea to contact a dentist near you and see which specific procedure is included.
Will dental emergencies be covered in the CDCP?
Yes, emergency dental exams are covered under the CDCP. If you face a dental emergency, you can receive coverage for an emergency exam as part of the program.
Can I use the CDCP if I have private dental insurance?
The CDCP is meant to help those who don’t have dental coverage. If you already have private or workplace dental insurance, you should keep it. The CDCP won’t replace your existing insurance, but it can work alongside it if you need extra coverage for dental care that isn’t fully covered by your private plan. It’s important not to cancel your existing insurance because the full details of the CDCP are still being revealed.
How can my family benefit from the Canadian Dental Care Plan?
Your family can benefit from the CDCP if they meet the eligibility requirements. The program is designed to help families with children, seniors, and those with certain disabilities by covering a portion of dental care costs.
It can help make dental visits more inexpensive and ensure everyone gets the care they need without the worry of high costs. For seniors, the CDCP is a valuable resource that can serve as a form of dental insurance for seniors, ensuring they receive the necessary dental care without financial strain.
What is the income limit to qualify for Canada’s dental plan?
To qualify for the CDCP, your adjusted family net income must be under $90,000. If your family’s income falls within this limit, you could be eligible for the program and receive dental coverage for essential services.